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Loan Rates
Effective as of OCTOBER 1, 2008
| Credit Scores of A-E will determine the loan rate |
| Titled Collateral |
A+ |
A |
B |
C |
D |
E |
| 36 Months |
5.00 |
5.50 |
7.00 |
12.00 |
12.00 |
12.75 |
| *48 Months |
5.25 |
5.75 |
7.25 |
12.25 |
12.25 |
13.00 |
| 60 Months |
5.50 |
6.00 |
7.50 |
12.50 |
12.50 |
N/A |
| **72 Months |
6.00 |
6.50 |
8.00 |
13.00 |
N/A |
N/A |
| UNSECURED LOANS |
A+ |
A |
B |
C |
D |
E |
| 36 Months |
10.25 |
10.75 |
12.25 |
18.00 |
18.00 |
N/A |
| FIXED RATE HOME EQUITY LOAN |
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| 5 Years |
5.00 |
5.25 |
5.50 |
5.75 |
6.00 |
N/A |
| 10 Years |
5.25 |
5.50 |
6.25 |
7.25 |
8.50 |
N/A |
| 15 Years |
5.50 |
6.50 |
7.00 |
8.00 |
N/A |
N/A |
* 48 months must have a value of $12,000.00 + & under 100,000 miles.
** 72 months must have a value of $20,000.00 and within 3 years new.
*** Vehicles 4 & 5 yrs old add .50% ---6+ years old add 1%
R/V, travel trailers, boats & motorcycles, snowmobiles, ATV –
within 3 years new add 1%
R/V etc. … continued 4 & 5 years old add 1.5% ---6+ years old add 2%
Rates are effective OCTOBER 1, 2008 and are subject to change.
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Locations
445 Broadway Ave.
St. Paul Park, MN 55071
Phone: (651)459-1061
Fax: (651)458-2767
Hours
Monday - Friday
10:00am - 5:00pm
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